67 counties · FEMA NRI December 2025
Alabama: home risks by county
4 of 67 Alabama counties are rated Relatively High or Very High for overall risk relative to other US counties. Sort the table to compare disaster declarations, flood-insurance claims and typical first freeze.
| County | Overall risk ↓ | Declarations | Flood claims | First freeze | Top hazard | Zone | Radon |
|---|---|---|---|---|---|---|---|
| Mobile County | Relatively High | 41 | 15,117 | Nov 25 | Hurricane (Very High) | 2A | 3 |
| Jefferson County | Relatively High | 39 | 2,884 | Nov 11 | Tornado (Very High) | 3A | 2 |
| Baldwin County | Relatively High | 39 | 19,745 | Nov 19 | Hurricane (Very High) | 2A | 3 |
| Madison County | Relatively High | 21 | 785 | Nov 8 | Lightning (Very High) | 3A | 1 |
| Montgomery County | Relatively Moderate | 24 | 417 | Nov 13 | Lightning (Very High) | 3A | 2 |
| Tuscaloosa County | Relatively Moderate | 28 | 298 | Nov 10 | Tornado (Relatively High) | 3A | 2 |
| Shelby County | Relatively Moderate | 26 | 797 | Nov 16 | Tornado (Relatively High) | 3A | 2 |
| Morgan County | Relatively Moderate | 24 | 200 | Nov 8 | Tornado (Relatively High) | 3A | 1 |
| Calhoun County | Relatively Moderate | 23 | 129 | Nov 9 | Tornado (Relatively High) | 3A | 1 |
| Houston County | Relatively Moderate | 28 | 195 | Nov 24 | Tornado (Relatively High) | 2A | 3 |
| Etowah County | Relatively Moderate | 29 | 129 | Oct 31 | Tornado (Relatively High) | 3A | 2 |
| Marshall County | Relatively Moderate | 29 | 41 | Oct 31 | Tornado (Relatively High) | 3A | 2 |
| Lauderdale County | Relatively Moderate | 20 | 141 | Nov 3 | Strong wind (Relatively High) | 3A | 1 |
| Escambia County | Relatively Moderate | 28 | 384 | Nov 16 | Hurricane (Relatively High) | 2A | 3 |
| Talladega County | Relatively Moderate | 25 | 107 | Nov 4 | Tornado (Relatively High) | 3A | 1 |
| Coffee County | Relatively Moderate | 30 | 591 | Nov 28 | Tornado (Relatively High) | 2A | 3 |
| Walker County | Relatively Moderate | 25 | 65 | Nov 4 | Tornado (Relatively High) | 3A | 2 |
| Covington County | Relatively Moderate | 33 | 37 | Nov 28 | Lightning (Relatively High) | 2A | 3 |
| Cullman County | Relatively Moderate | 32 | 30 | Nov 1 | Strong wind (Relatively High) | 3A | 2 |
| Colbert County | Relatively Low | 24 | 144 | Nov 3 | Strong wind (Relatively High) | 3A | 1 |
| DeKalb County | Relatively Low | 34 | 40 | Oct 30 | Strong wind (Relatively High) | 3A | 2 |
| Limestone County | Relatively Low | 22 | 59 | Nov 3 | Cold wave (Relatively High) | 3A | 1 |
| Lee County | Relatively Low | 22 | 62 | Nov 23 | Lightning (Relatively High) | 3A | 2 |
| Jackson County | Relatively Low | 28 | 69 | Oct 30 | Tornado (Relatively High) | 3A | 1 |
| Elmore County | Relatively Low | 24 | 66 | Nov 8 | Lightning (Relatively High) | 3A | 2 |
| St. Clair County | Relatively Low | 30 | 96 | Nov 4 | Tornado (Relatively High) | 3A | 2 |
| Dallas County | Relatively Low | 27 | 196 | Nov 7 | Lightning (Relatively High) | 3A | 2 |
| Choctaw County | Relatively Low | 28 | 53 | Nov 16 | Hurricane (Relatively Moderate) | 3A | 3 |
| Lawrence County | Relatively Low | 22 | 46 | Nov 3 | Tornado (Relatively High) | 3A | 1 |
| Marion County | Relatively Low | 26 | 11 | Oct 28 | Lightning (Very High) | 3A | 2 |
| Blount County | Relatively Low | 25 | 27 | Nov 1 | Tornado (Relatively High) | 3A | 2 |
| Dale County | Relatively Low | 33 | 144 | Nov 24 | Hurricane (Relatively Moderate) | 2A | 3 |
| Franklin County | Relatively Low | 22 | 4 | Oct 28 | Tornado (Relatively High) | 3A | 1 |
| Tallapoosa County | Relatively Low | 20 | 6 | Oct 27 | Heat wave (Relatively Moderate) | 3A | 3 |
| Cherokee County | Relatively Low | 25 | 27 | Oct 31 | Drought (Relatively Moderate) | 3A | 2 |
| Winston County | Relatively Low | 25 | 11 | Nov 1 | Tornado (Relatively Moderate) | 3A | 2 |
| Autauga County | Relatively Low | 24 | 77 | Nov 13 | Heat wave (Relatively Moderate) | 3A | 2 |
| Russell County | Relatively Low | 24 | 60 | Nov 8 | Lightning (Relatively High) | 3A | 2 |
| Chilton County | Relatively Low | 24 | 10 | Nov 10 | Tornado (Relatively Moderate) | 3A | 2 |
| Clarke County | Relatively Low | 28 | 31 | Nov 9 | Hurricane (Relatively Moderate) | 3A | 3 |
| Geneva County | Relatively Low | 33 | 154 | Nov 18 | Hurricane (Relatively Moderate) | 2A | 3 |
| Sumter County | Relatively Low | 20 | 17 | Nov 13 | Tornado (Relatively Moderate) | 3A | 2 |
| Marengo County | Relatively Low | 20 | 40 | Nov 14 | Strong wind (Relatively Moderate) | 3A | 3 |
| Monroe County | Relatively Low | 26 | 24 | Nov 17 | Hurricane (Relatively Moderate) | 3A | 3 |
| Barbour County | Relatively Low | 28 | 34 | Nov 17 | Tornado (Relatively Moderate) | 3A | 2 |
| Chambers County | Relatively Low | 23 | 24 | Oct 30 | Heat wave (Relatively Moderate) | 3A | 3 |
| Washington County | Relatively Low | 27 | 15 | Nov 8 | Hurricane (Relatively Moderate) | 3A | 3 |
| Butler County | Relatively Low | 28 | 3 | Nov 20 | Lightning (Relatively High) | 3A | 3 |
| Pickens County | Relatively Low | 19 | 116 | Nov 8 | Heat wave (Relatively Moderate) | 3A | 2 |
| Pike County | Relatively Low | 23 | — | Nov 16 | Hurricane (Relatively Moderate) | 3A | 3 |
| Henry County | Very Low | 28 | 19 | Nov 24 | Hurricane (Relatively Moderate) | 2A | 3 |
| Bibb County | Very Low | 20 | 12 | Nov 2 | Tornado (Relatively Moderate) | 3A | 2 |
| Hale County | Very Low | 23 | 115 | Nov 11 | Lightning (Relatively High) | 3A | 2 |
| Fayette County | Very Low | 21 | — | Nov 9 | Strong wind (Relatively Moderate) | 3A | 2 |
| Wilcox County | Very Low | 22 | 21 | Nov 11 | Hurricane (Relatively Low) | 3A | 3 |
| Crenshaw County | Very Low | 29 | 2 | Nov 26 | Hurricane (Relatively Moderate) | 3A | 3 |
| Lamar County | Very Low | 26 | 14 | Nov 5 | Lightning (Relatively High) | 3A | 2 |
| Conecuh County | Very Low | 27 | 3 | Nov 17 | Hurricane (Relatively Moderate) | 3A | 3 |
| Randolph County | Very Low | 25 | 1 | Nov 3 | Hurricane (Relatively Low) | 3A | 2 |
| Greene County | Very Low | 22 | 111 | Nov 13 | Heat wave (Relatively Moderate) | 3A | 2 |
| Lowndes County | Very Low | 20 | 11 | Nov 13 | Strong wind (Relatively Moderate) | 3A | 2 |
| Cleburne County | Very Low | 22 | — | Nov 9 | Tornado (Relatively Moderate) | 3A | 1 |
| Clay County | Very Low | 24 | 1 | Nov 9 | Tornado (Relatively Moderate) | 3A | 1 |
| Bullock County | Very Low | 24 | 3 | Nov 10 | Drought (Relatively High) | 3A | 2 |
| Macon County | Very Low | 26 | 5 | Nov 8 | Drought (Relatively Moderate) | 3A | 2 |
| Perry County | Very Low | 24 | 2 | Nov 5 | Lightning (Relatively Moderate) | 3A | 2 |
| Coosa County | Very Low | 23 | 10 | Nov 10 | Wildfire (Relatively Low) | 3A | 1 |
Ratings are relative to other US counties, not probabilities. Counties without a link have too little public data for a full profile.
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