62 counties · FEMA NRI December 2025
New York: home risks by county
8 of 62 New York counties are rated Relatively High or Very High for overall risk relative to other US counties. Sort the table to compare disaster declarations, flood-insurance claims and typical first freeze.
| County | Overall risk ↓ | Declarations | Flood claims | First freeze | Top hazard | Zone | Radon |
|---|---|---|---|---|---|---|---|
| Kings County | Relatively High | 24 | 6,319 | Nov 14 | Winter weather (Very High) | 4A | 3 |
| Queens County | Relatively High | 25 | 14,948 | Nov 14 | Winter weather (Very High) | 4A | 3 |
| New York County | Relatively High | 23 | 1,498 | Nov 20 | Strong wind (Very High) | 4A | 3 |
| Bronx County | Relatively High | 20 | 1,945 | Nov 25 | Cold wave (Very High) | 4A | 3 |
| Erie County | Relatively High | 27 | 2,483 | Oct 26 | Cold wave (Very High) | 5A | 1 |
| Suffolk County | Relatively High | 36 | 33,936 | Oct 14 | Winter weather (Very High) | 4A | 3 |
| Nassau County | Relatively High | 31 | 51,523 | Nov 6 | Winter weather (Very High) | 4A | 3 |
| Westchester County | Relatively High | 32 | 12,259 | Oct 31 | Strong wind (Very High) | 4A | 3 |
| Monroe County | Relatively Moderate | 21 | 828 | Oct 25 | Cold wave (Relatively High) | 5A | 2 |
| Onondaga County | Relatively Moderate | 19 | 970 | Oct 19 | Strong wind (Very High) | 5A | 1 |
| Richmond County | Relatively Moderate | 25 | 19,422 | Nov 10 | Heat wave (Relatively High) | 4A | 3 |
| Orange County | Relatively Moderate | 36 | 2,032 | Oct 11 | Strong wind (Relatively High) | 5A | 1 |
| Rockland County | Relatively Moderate | 30 | 3,480 | Oct 31 | Strong wind (Relatively High) | 5A | 3 |
| Dutchess County | Relatively Moderate | 27 | 765 | Oct 7 | Strong wind (Relatively High) | 5A | 1 |
| Ulster County | Relatively Moderate | 37 | 1,279 | Oct 7 | Strong wind (Relatively High) | 6A | 1 |
| Broome County | Relatively Moderate | 30 | 3,103 | Oct 11 | Winter weather (Relatively High) | 5A | 1 |
| Oneida County | Relatively Moderate | 28 | 1,069 | Oct 13 | Winter weather (Very High) | 6A | 2 |
| Albany County | Relatively Moderate | 23 | 377 | Oct 15 | Lightning (Relatively High) | 5A | 1 |
| Chautauqua County | Relatively Moderate | 24 | 1,803 | Oct 20 | Lightning (Relatively High) | 5A | 1 |
| Niagara County | Relatively Moderate | 27 | 184 | Oct 19 | Ice storm (Relatively High) | 5A | 2 |
| Delaware County | Relatively Moderate | 39 | 1,291 | Oct 1 | Inland flooding (Relatively Moderate) | 6A | 1 |
| Rensselaer County | Relatively Moderate | 29 | 475 | Oct 15 | Hail (Relatively Moderate) | 5A | 1 |
| Cattaraugus County | Relatively Moderate | 26 | 493 | Oct 1 | Lightning (Relatively High) | 5A | 1 |
| Sullivan County | Relatively Low | 35 | 945 | Oct 5 | Inland flooding (Relatively Moderate) | 6A | 1 |
| St. Lawrence County | Relatively Low | 19 | 95 | Sep 30 | Ice storm (Relatively High) | 6A | 2 |
| Steuben County | Relatively Low | 24 | 375 | Oct 3 | Inland flooding (Relatively Moderate) | 5A | 1 |
| Otsego County | Relatively Low | 27 | 463 | Oct 7 | Inland flooding (Relatively Moderate) | 6A | 1 |
| Tompkins County | Relatively Low | 20 | 290 | Oct 4 | Inland flooding (Relatively Moderate) | 5A | 1 |
| Saratoga County | Relatively Low | 20 | 581 | Sep 30 | Inland flooding (Relatively Moderate) | 5A | 2 |
| Chenango County | Relatively Low | 31 | 632 | Oct 4 | Inland flooding (Relatively Moderate) | 6A | 1 |
| Schenectady County | Relatively Low | 25 | 357 | Oct 15 | Inland flooding (Relatively Moderate) | 5A | 2 |
| Allegany County | Relatively Low | 25 | 193 | Oct 14 | Inland flooding (Relatively Moderate) | 5A | 1 |
| Clinton County | Relatively Low | 19 | 296 | Oct 5 | Ice storm (Relatively High) | 6A | 2 |
| Columbia County | Relatively Low | 27 | 245 | Oct 5 | Inland flooding (Relatively Moderate) | 5A | 1 |
| Greene County | Relatively Low | 29 | 587 | Sep 27 | Inland flooding (Relatively Moderate) | 5A | 1 |
| Oswego County | Relatively Low | 21 | 221 | Oct 16 | Winter weather (Relatively High) | 5A | 2 |
| Montgomery County | Relatively Low | 26 | 288 | Oct 3 | Landslide (Relatively Moderate) | 6A | 2 |
| Jefferson County | Relatively Low | 21 | 250 | Oct 1 | Winter weather (Relatively High) | 6A | 2 |
| Ontario County | Relatively Low | 20 | 263 | Oct 22 | Inland flooding (Relatively Moderate) | 5A | 1 |
| Essex County | Relatively Low | 25 | 369 | Sep 22 | Landslide (Relatively High) | 6A | 3 |
| Warren County | Relatively Low | 19 | 116 | Sep 30 | Lightning (Relatively High) | 6A | 3 |
| Cayuga County | Relatively Low | 19 | 265 | Oct 19 | Ice storm (Relatively High) | 5A | 1 |
| Herkimer County | Relatively Low | 25 | 422 | Sep 30 | Inland flooding (Relatively Moderate) | 6A | 3 |
| Tioga County | Relatively Low | 27 | 1,558 | Oct 11 | Inland flooding (Relatively Moderate) | 5A | 1 |
| Madison County | Relatively Low | 24 | 313 | Oct 13 | Inland flooding (Relatively Moderate) | 6A | 1 |
| Washington County | Relatively Low | 16 | 136 | Sep 30 | Lightning (Relatively Moderate) | 5A | 1 |
| Livingston County | Relatively Low | 20 | 101 | Oct 19 | Inland flooding (Relatively Moderate) | 5A | 1 |
| Wayne County | Relatively Low | 17 | 209 | Oct 10 | Hail (Relatively Moderate) | 5A | 2 |
| Genesee County | Relatively Low | 25 | 137 | Oct 16 | Lightning (Relatively High) | 5A | 1 |
| Chemung County | Relatively Low | 19 | 304 | Oct 9 | Lightning (Relatively Moderate) | 5A | 1 |
| Cortland County | Relatively Low | 19 | 358 | Oct 4 | Inland flooding (Relatively Low) | 5A | 1 |
| Franklin County | Relatively Low | 20 | 40 | Sep 9 | Ice storm (Relatively Moderate) | 6A | 3 |
| Fulton County | Relatively Low | 18 | 116 | Oct 3 | Ice storm (Relatively Moderate) | 6A | 3 |
| Yates County | Relatively Low | 21 | 149 | Oct 22 | Drought (Relatively Moderate) | 5A | 1 |
| Seneca County | Very Low | 12 | 108 | Oct 22 | Drought (Relatively Moderate) | 5A | 1 |
| Schoharie County | Very Low | 29 | 666 | Oct 4 | Landslide (Relatively Low) | 5A | 1 |
| Wyoming County | Very Low | 24 | 113 | Oct 10 | Inland flooding (Relatively Low) | 5A | 1 |
| Putnam County | Very Low | 29 | 373 | Oct 14 | Ice storm (Relatively Moderate) | 5A | 1 |
| Lewis County | Very Low | 28 | 38 | Oct 1 | Ice storm (Relatively Moderate) | 6A | 2 |
| Orleans County | Very Low | 24 | 39 | Oct 20 | Ice storm (Relatively Moderate) | 5A | 2 |
| Schuyler County | Very Low | 15 | 30 | Oct 22 | Drought (Relatively Moderate) | 5A | 1 |
| Hamilton County | Very Low | 18 | 35 | Sep 27 | Landslide (Relatively Low) | 6A | 3 |
Ratings are relative to other US counties, not probabilities. Counties without a link have too little public data for a full profile.
Other states
Alabama67Alaska30American Samoa3Arizona15Arkansas75California58Colorado64Connecticut9Delaware3District of Columbia1Florida67Georgia159Guam1Hawaii5Idaho44Illinois102Indiana92Iowa99Kansas105Kentucky120Louisiana64Maine16Maryland24Massachusetts14Michigan83Minnesota87Mississippi82Missouri115Montana56Nebraska93Nevada17New Hampshire10New Jersey21New Mexico33North Carolina100North Dakota53Northern Mariana Islands3Ohio88Oklahoma77Oregon36Pennsylvania67Puerto Rico78Rhode Island5South Carolina46South Dakota66Tennessee95Texas254Utah29Vermont14Virgin Islands3Virginia133Washington39West Virginia55Wisconsin72Wyoming23