No phone number, ever. We never sell your info.Answers before any sign-up.Your home record is yours. Export any time, free.Every number shows its source and date.
254 counties · FEMA NRI December 2025

Texas: home risks by county

16 of 254 Texas counties are rated Relatively High or Very High for overall risk relative to other US counties. Sort the table to compare disaster declarations, flood-insurance claims and typical first freeze.

CountyOverall risk ↓DeclarationsFlood claimsFirst freezeTop hazardZoneRadon
Harris CountyVery High41170,854Dec 9Hurricane (Very High)2A3
Dallas CountyVery High283,457Nov 29Hail (Very High)2A3
Bexar CountyRelatively High322,309Dec 2Hail (Very High)2A3
Tarrant CountyRelatively High283,569Nov 24Hail (Very High)2A3
Hidalgo CountyRelatively High324,405Dec 23Cold wave (Very High)1A3
Collin CountyRelatively High20357Nov 11Tornado (Very High)3A3
Travis CountyRelatively High374,418Nov 16Tornado (Very High)2A3
Fort Bend CountyRelatively High287,389Dec 11Lightning (Very High)2A3
Cameron CountyRelatively High347,061Jan 4Cold wave (Very High)1A3
Denton CountyRelatively High24563Nov 7Tornado (Very High)3A3
Nueces CountyRelatively High338,673Dec 21Cold wave (Very High)2A3
Lubbock CountyRelatively High20346Nov 2Strong wind (Very High)3B2
Montgomery CountyRelatively High3913,035Nov 19Lightning (Very High)2A3
Jefferson CountyRelatively High3122,715Dec 7Lightning (Very High)2A3
El Paso CountyRelatively High16780Nov 20Winter weather (Very High)3B3
Galveston CountyRelatively High3160,620Jan 7Cold wave (Very High)2A3
Brazoria CountyRelatively Moderate3421,436Dec 8Tornado (Relatively High)2A3
Comal CountyRelatively Moderate281,223Nov 26Inland flooding (Relatively High)2A3
Guadalupe CountyRelatively Moderate232,456Nov 26Inland flooding (Relatively High)2A3
McLennan CountyRelatively Moderate25393Nov 15Lightning (Very High)2A3
Bell CountyRelatively Moderate23499Nov 20Lightning (Very High)2A3
Hays CountyRelatively Moderate271,489Nov 16Hail (Relatively High)2A3
Potter CountyRelatively Moderate20387Oct 27Winter weather (Very High)4B2
Williamson CountyRelatively Moderate26741Dec 3Winter weather (Very High)2A3
Webb CountyRelatively Moderate23269Dec 25Heat wave (Relatively High)2B3
Brazos CountyRelatively Moderate19569Nov 30Lightning (Very High)2A3
Gregg CountyRelatively Moderate23239Nov 17Ice storm (Very High)3A3
Randall CountyRelatively Moderate18328Oct 27Winter weather (Very High)4B2
Johnson CountyRelatively Moderate19333Nov 12Tornado (Relatively High)2A3
Jim Wells CountyRelatively Moderate31187Dec 10Cold wave (Relatively High)2A3
Victoria CountyRelatively Moderate28744Dec 4Hurricane (Relatively High)2A3
Orange CountyRelatively Moderate3112,876Dec 7Lightning (Relatively High)2A3
Gonzales CountyRelatively Moderate22219Nov 28Hail (Relatively Moderate)2A3
San Patricio CountyRelatively Moderate341,981Dec 21Hurricane (Relatively High)2A3
Starr CountyRelatively Moderate2384Dec 17Cold wave (Very High)2A3
Henderson CountyRelatively Moderate2590Nov 12Cold wave (Relatively High)3A3
Kleberg CountyRelatively Moderate24279Dec 14Cold wave (Relatively High)2A3
Smith CountyRelatively Moderate33311Nov 22Lightning (Relatively High)3A3
DeWitt CountyRelatively Moderate22227Nov 27Hurricane (Relatively Moderate)2A3
Taylor CountyRelatively Moderate22936Nov 10Hail (Very High)3B3
Wharton CountyRelatively Moderate261,166Dec 5Hurricane (Relatively High)2A3
Ector CountyRelatively Moderate15187Nov 11Winter weather (Very High)3B3
Hunt CountyRelatively Moderate1863Nov 16Ice storm (Very High)3A3
Wichita CountyRelatively Moderate241,295Nov 9Hail (Relatively High)3A3
Parmer CountyRelatively Moderate15—Oct 23Drought (Very High)4B2
Ellis CountyRelatively Moderate24159Nov 25Hail (Relatively High)2A3
Midland CountyRelatively Moderate19145Nov 14Hail (Relatively High)3B3
Bastrop CountyRelatively Moderate31331Nov 16Tornado (Relatively High)2A3
Parker CountyRelatively Moderate26278Nov 10Tornado (Relatively High)3A3
Nacogdoches CountyRelatively Low28241Nov 17Strong wind (Relatively High)3A3
Matagorda CountyRelatively Low292,137Dec 17Hurricane (Relatively High)2A3
Grayson CountyRelatively Low21743Nov 19Tornado (Relatively High)3A3
Caldwell CountyRelatively Low24180Nov 16Strong wind (Relatively High)2A3
Lamar CountyRelatively Low24139Nov 16Ice storm (Very High)3A3
Liberty CountyRelatively Low383,306Dec 1Lightning (Very High)2A3
Bowie CountyRelatively Low27242Nov 13Ice storm (Very High)3A3
Lavaca CountyRelatively Low19115Dec 4Cold wave (Relatively Moderate)2A3
Hale CountyRelatively Low1513Oct 29Hail (Very High)4B2
Harrison CountyRelatively Low28260Nov 17Ice storm (Very High)3A3
Willacy CountyRelatively Low29522Dec 29Cold wave (Relatively High)1A3
Tom Green CountyRelatively Low21206Nov 10Drought (Relatively High)3B3
Kerr CountyRelatively Low21373Nov 1Lightning (Relatively High)3B3
Burnet CountyRelatively Low24626Nov 23Hail (Relatively Moderate)3A3
Kaufman CountyRelatively Low2077Nov 18Hail (Relatively High)3A3
Val Verde CountyRelatively Low17163Nov 16Inland flooding (Relatively Moderate)2B3
Polk CountyRelatively Low30346Nov 24Lightning (Relatively High)2A3
Wilson CountyRelatively Low1871Nov 20Hail (Relatively Moderate)2A3
Navarro CountyRelatively Low27108Nov 23Tornado (Relatively High)2A3
Erath CountyRelatively Low1821Nov 8Cold wave (Relatively High)3A3
Walker CountyRelatively Low39392Nov 26Tornado (Relatively High)2A3
Anderson CountyRelatively Low3119Nov 9Tornado (Relatively High)2A3
Cooke CountyRelatively Low22370Nov 14Drought (Relatively High)3A3
Hill CountyRelatively Low2531Nov 10Cold wave (Relatively High)2A3
Washington CountyRelatively Low2071Nov 30Hurricane (Relatively Moderate)2A3
Angelina CountyRelatively Low23328Nov 15Lightning (Relatively High)2A3
Jackson CountyRelatively Low24232Dec 4Hurricane (Relatively High)2A3
Hopkins CountyRelatively Low2136Nov 14Ice storm (Relatively High)3A3
Rockwall CountyRelatively Low1761Nov 18Tornado (Relatively High)3A3
Hood CountyRelatively Low22179Nov 9Tornado (Relatively High)3A3
Llano CountyRelatively Low17693Nov 10Inland flooding (Relatively Moderate)3A2
Waller CountyRelatively Low29878Dec 2Drought (Relatively High)2A3
Uvalde CountyRelatively Low21130Nov 14Drought (Relatively Moderate)2B3
Hardin CountyRelatively Low322,405Nov 30Lightning (Relatively High)2A3
Medina CountyRelatively Low20148Nov 20Drought (Relatively High)2B3
Fannin CountyRelatively Low2060Nov 13Drought (Relatively High)3A3
Hutchinson CountyRelatively Low192Nov 2Drought (Relatively High)4B2
Upshur CountyRelatively Low248Nov 8Ice storm (Relatively High)3A3
Bandera CountyRelatively Low18218Nov 15Lightning (Relatively High)2B3
Calhoun CountyRelatively Low28831Dec 2Drought (Relatively High)2A3
Kendall CountyRelatively Low24253Nov 13Hail (Relatively Moderate)3A3
Brown CountyRelatively Low25533Nov 10Hail (Relatively Moderate)3A3
Red River CountyRelatively Low26—Nov 10Ice storm (Very High)3A3
Maverick CountyRelatively Low16162Dec 1Heat wave (Relatively Moderate)2B3
Coryell CountyRelatively Low2372Nov 9Lightning (Relatively High)2A3
Wood CountyRelatively Low1711Nov 23Ice storm (Very High)3A3
Bee CountyRelatively Low2390Dec 8Hurricane (Relatively Moderate)2A3
Colorado CountyRelatively Low2083Nov 20Drought (Relatively High)2A3
Moore CountyRelatively Low15—Oct 24Drought (Relatively High)4B2
Deaf Smith CountyRelatively Low1510Oct 25Drought (Relatively High)4B2
Cherokee CountyRelatively Low2866Nov 25Strong wind (Relatively High)2A3
Lamb CountyRelatively Low161Nov 1Hail (Relatively High)4B2
Aransas CountyRelatively Low314,128Jan 1Hurricane (Relatively Moderate)2A3
Jasper CountyRelatively Low32228Nov 22Hurricane (Relatively Moderate)2A3
Tyler CountyRelatively Low32187Nov 22Hurricane (Relatively Moderate)2A3
Brooks CountyRelatively Low23185Dec 1Cold wave (Relatively High)2A3
Atascosa CountyRelatively Low2136Nov 28Drought (Relatively High)2A3
Houston CountyRelatively Low2928Nov 17Lightning (Very High)2A3
Trinity CountyRelatively Low28140Nov 26Cold wave (Relatively High)2A3
Gray CountyRelatively Low163Oct 28Drought (Relatively High)4B2
Limestone CountyRelatively Low21291Nov 22Cold wave (Relatively High)2A3
Wise CountyRelatively Low2294Nov 11Wildfire (Relatively Moderate)3A3
San Jacinto CountyRelatively Low32491Nov 19Tornado (Relatively Moderate)2A3
Van Zandt CountyRelatively Low2040Nov 21Strong wind (Relatively High)3A3
Karnes CountyRelatively Low1615Dec 9Drought (Relatively Moderate)2A3
Leon CountyRelatively Low308Nov 12Drought (Relatively High)2A3
Milam CountyRelatively Low2315Nov 23Lightning (Relatively High)2A3
Fayette CountyRelatively Low24133Nov 25Drought (Relatively Moderate)2A3
Gillespie CountyRelatively Low2019Nov 10Hail (Relatively Moderate)3A3
Gaines CountyRelatively Low1410Nov 6Hail (Relatively High)3B3
Grimes CountyRelatively Low2889Nov 30Drought (Relatively High)2A3
Freestone CountyRelatively Low2017Nov 14Cold wave (Relatively High)2A3
Frio CountyRelatively Low196Dec 6Drought (Relatively High)2B3
Shelby CountyRelatively Low276Nov 15Strong wind (Relatively High)3A3
Panola CountyRelatively Low247Nov 17Strong wind (Relatively High)3A3
Palo Pinto CountyRelatively Low2797Nov 10Hail (Relatively Moderate)3A3
Montague CountyRelatively Low2277Nov 8Drought (Relatively High)3A3
Howard CountyRelatively Low2031Nov 13Hail (Relatively High)3B3
Duval CountyRelatively Low2117Dec 1Cold wave (Relatively High)2A3
Rusk CountyRelatively Low2762Nov 17Strong wind (Relatively High)3A3
Zavala CountyRelatively Low2047Dec 10Drought (Relatively High)2B3
Austin CountyRelatively Low24327Dec 2Drought (Relatively Moderate)2A3
Terry CountyRelatively Low1513Nov 4Hail (Relatively High)3B3
Chambers CountyRelatively Low232,096Dec 6Hurricane (Relatively Moderate)2A3
Hockley CountyRelatively Low1615Nov 1Hail (Relatively High)4B2
Dallam CountyRelatively Low113Oct 20Drought (Relatively High)4B2
Comanche CountyRelatively Low2012Nov 18Wildfire (Relatively Moderate)3A3
Cass CountyRelatively Low2830Nov 11Ice storm (Relatively High)3A3
Titus CountyRelatively Low216Nov 7Ice storm (Relatively High)3A3
Wilbarger CountyRelatively Low1710Nov 10Drought (Relatively High)3B3
Yoakum CountyRelatively Low1214Nov 1Drought (Relatively High)4B3
Jim Hogg CountyRelatively Low2311Dec 12Cold wave (Relatively High)2A3
Real CountyVery Low2060Nov 2Wildfire (Relatively Low)2B3
Bailey CountyVery Low16—Oct 21Drought (Relatively High)4B2
Hansford CountyVery Low131Oct 24Drought (Relatively High)4B2
Wheeler CountyVery Low141Oct 30Drought (Relatively High)3B3
Eastland CountyVery Low27171Nov 4Hail (Relatively Moderate)3A3
Lee CountyVery Low2225Nov 21Cold wave (Relatively Moderate)2A3
Camp CountyVery Low163Nov 7Ice storm (Relatively High)3A3
Dawson CountyVery Low1610Nov 4Drought (Relatively High)3B3
Jones CountyVery Low24119Nov 6Hail (Relatively Moderate)3B3
Nolan CountyVery Low2056Nov 4Drought (Relatively Moderate)3B3
Refugio CountyVery Low28122Jan 1Hurricane (Relatively Moderate)2A3
Swisher CountyVery Low151Oct 26Hail (Relatively High)4B2
Bosque CountyVery Low2543Nov 14Lightning (Relatively High)2A3
Young CountyVery Low2184Nov 5Drought (Relatively High)3A3
Dimmit CountyVery Low1911Nov 22Heat wave (Relatively Moderate)2B3
Madison CountyVery Low2726Nov 11Drought (Relatively Moderate)2A3
Ochiltree CountyVery Low14—Oct 30Drought (Relatively High)4B2
Hall CountyVery Low182Nov 7Drought (Relatively High)3B3
Morris CountyVery Low185Nov 22Ice storm (Relatively High)3A3
Castro CountyVery Low14—Oct 23Hail (Relatively High)4B2
Live Oak CountyVery Low2456Dec 6Cold wave (Relatively Moderate)2A3
Hartley CountyVery Low131Oct 20Drought (Relatively High)4B2
Blanco CountyVery Low2143Nov 9Drought (Relatively Moderate)3A3
Kimble CountyVery Low2118Nov 7Lightning (Relatively High)3B3
Zapata CountyVery Low157Dec 22Cold wave (Relatively High)2B3
Floyd CountyVery Low16—Nov 3Hail (Relatively High)4B2
Sherman CountyVery Low12—Oct 21Drought (Relatively High)4B2
Scurry CountyVery Low156Nov 10Drought (Relatively High)3B3
Lampasas CountyVery Low1943Nov 12Lightning (Relatively Moderate)3A3
Robertson CountyVery Low1853Nov 28Drought (Relatively Moderate)2A3
Marion CountyVery Low2246Nov 8Ice storm (Relatively High)3A3
Burleson CountyVery Low2263Nov 30Drought (Relatively Moderate)2A3
Kenedy CountyVery Low211Dec 5Cold wave (Relatively High)2A3
Lipscomb CountyVery Low116Oct 15Drought (Relatively High)4B2
Collingsworth CountyVery Low144Nov 4Drought (Relatively High)3B3
Newton CountyVery Low30552Nov 22Hurricane (Relatively Moderate)2A3
Donley CountyVery Low187Oct 26Drought (Relatively High)4B2
Runnels CountyVery Low136Nov 4Drought (Relatively Moderate)3B3
Falls CountyVery Low169Nov 9Tornado (Relatively Moderate)2A3
Carson CountyVery Low153Nov 2Drought (Relatively High)4B2
Pecos CountyVery Low16—Nov 20Drought (Relatively High)3B3
Franklin CountyVery Low2013Nov 16Ice storm (Relatively High)3A3
Crosby CountyVery Low161Nov 5Drought (Relatively High)3B2
Lynn CountyVery Low181Nov 8Hail (Relatively High)3B2
Goliad CountyVery Low2116Dec 1Hurricane (Relatively Moderate)2A3
La Salle CountyVery Low1919Dec 3Cold wave (Relatively Moderate)2B3
Sabine CountyVery Low265Nov 30Strong wind (Relatively Moderate)3A3
Brewster CountyVery Low1412Nov 20Drought (Relatively Moderate)3B2
Coleman CountyVery Low1813Nov 20Hail (Relatively Moderate)3B3
Armstrong CountyVery Low14—Oct 22Drought (Relatively High)4B2
Garza CountyVery Low171Nov 9Drought (Relatively High)3B2
Martin CountyVery Low151Nov 9Drought (Relatively High)3B3
Mitchell CountyVery Low146Nov 5Drought (Relatively Moderate)3B3
Childress CountyVery Low141Nov 7Drought (Relatively High)3B3
Reeves CountyVery Low132Nov 10Drought (Relatively Moderate)3B2
Knox CountyVery Low17—Nov 9Drought (Relatively High)3B3
San Augustine CountyVery Low266Nov 13Strong wind (Relatively Moderate)3A3
Baylor CountyVery Low193Nov 6Drought (Relatively High)3B3
Hemphill CountyVery Low14—Oct 26Drought (Relatively Moderate)3B2
Ward CountyVery Low11—Nov 12Strong wind (Relatively Moderate)3B3
Callahan CountyVery Low246Nov 10Hail (Relatively Moderate)3B3
Clay CountyVery Low2148Nov 9Drought (Relatively Moderate)3A3
Rains CountyVery Low178Nov 12Ice storm (Relatively High)3A3
Dickens CountyVery Low16—Nov 4Drought (Relatively High)3B3
Hamilton CountyVery Low182Nov 18Wildfire (Relatively Low)3A3
Cochran CountyVery Low16—Oct 21Drought (Relatively High)4B3
Cottle CountyVery Low19—Nov 7Drought (Relatively High)3B3
Haskell CountyVery Low17176Nov 7Drought (Relatively Moderate)3B3
Culberson CountyVery Low121Nov 11Drought (Relatively High)3B2
Jack CountyVery Low196Nov 7Drought (Relatively Moderate)3A3
Mason CountyVery Low215Nov 13Drought (Relatively Moderate)3B2
Somervell CountyVery Low2134Nov 7Wildfire (Relatively Low)3A3
Presidio CountyVery Low143Oct 27Drought (Relatively Moderate)3B2
McCulloch CountyVery Low191Nov 15Drought (Relatively Moderate)3B3
Oldham CountyVery Low13—Oct 23Drought (Relatively High)4B2
Stephens CountyVery Low2368Nov 3Wildfire (Relatively Low)3A3
Andrews CountyVery Low15—Nov 14Drought (Relatively Moderate)3B3
Delta CountyVery Low181Nov 13Ice storm (Relatively Moderate)3A3
Briscoe CountyVery Low16—Oct 28Drought (Relatively High)4B3
Hardeman CountyVery Low16—Nov 1Drought (Relatively Moderate)3B3
Archer CountyVery Low2124Nov 10Drought (Relatively Moderate)3A3
Upton CountyVery Low13—Nov 16Drought (Relatively High)3B3
San Saba CountyVery Low2228Nov 13Drought (Relatively Moderate)3A3
Sutton CountyVery Low1830Nov 6Wildfire (Relatively Low)3B3
Reagan CountyVery Low13—Nov 14Drought (Relatively High)3B3
Crockett CountyVery Low163Nov 6Wildfire (Relatively Low)3B3
Edwards CountyVery Low20—Nov 25Wildfire (Relatively Low)2B3
Borden CountyVery Low15—Nov 8Drought (Relatively High)3B3
Mills CountyVery Low17—Nov 11Wildfire (Relatively Low)3A3
Concho CountyVery Low151Nov 4Drought (Relatively Moderate)3B3
Foard CountyVery Low17—Nov 4Drought (Relatively Moderate)3B3
Glasscock CountyVery Low13—Nov 5Drought (Relatively High)3B3
Winkler CountyVery Low12—Nov 6Drought (Relatively Moderate)3B3
Stonewall CountyVery Low161Nov 7Drought (Relatively High)3B3
Schleicher CountyVery Low161Nov 10Drought (Relatively Moderate)3B3
Coke CountyVery Low17—Nov 7Wildfire (Relatively Low)3B3
Throckmorton CountyVery Low203Nov 7Drought (Relatively Moderate)3B3
Motley CountyVery Low19—Nov 4Drought (Relatively Moderate)3B3
Roberts CountyVery Low14—Oct 26Drought (Relatively High)4B2
Menard CountyVery Low1938Oct 30Drought (Relatively Low)3B3
Jeff Davis CountyVery Low18—Oct 29Wildfire (Relatively Low)3B2
Hudspeth CountyVery Low131Oct 29Drought (Relatively Moderate)3B2
Kinney CountyVery Low167Nov 24Drought (Relatively Moderate)2B3
Fisher CountyVery Low168Nov 15Drought (Relatively Moderate)3B3
Irion CountyVery Low132Nov 4Wildfire (Relatively Low)3B3
Shackelford CountyVery Low1823Nov 8Wildfire (Relatively Low)3B3
Crane CountyVery Low12—Nov 12Hail (Relatively Low)3B3
Sterling CountyVery Low14—Nov 6Drought (Relatively Moderate)3B3
Kent CountyVery Low15—Nov 5Drought (Relatively Moderate)3B3
McMullen CountyVery Low172Dec 3Drought (Relatively Low)2A3
Terrell CountyVery Low163Nov 28Wildfire (Very Low)3B2
King CountyVery Low17—Nov 3Drought (Relatively Low)3B3
Loving CountyVery Low11—Nov 6Hurricane (Very Low)3B3

Ratings are relative to other US counties, not probabilities. Counties without a link have too little public data for a full profile.

Other states