24 counties · FEMA NRI December 2025
Maryland: home risks by county
1 of 24 Maryland counties are rated Relatively High or Very High for overall risk relative to other US counties. Sort the table to compare disaster declarations, flood-insurance claims and typical first freeze.
| County | Overall risk ↓ | Declarations | Flood claims | First freeze | Top hazard | Zone | Radon |
|---|---|---|---|---|---|---|---|
| Baltimore City | Relatively High | 22 | 1,065 | Nov 21 | Winter weather (Very High) | 4A | 2 |
| Baltimore County | Relatively Moderate | 24 | 3,366 | Nov 21 | Winter weather (Very High) | 4A | 1 |
| Prince George's County | Relatively Moderate | 19 | 1,158 | Nov 18 | Winter weather (Very High) | 4A | 2 |
| Montgomery County | Relatively Moderate | 21 | 776 | Oct 24 | Winter weather (Very High) | 4A | 1 |
| Anne Arundel County | Relatively Moderate | 23 | 2,825 | Nov 20 | Winter weather (Relatively High) | 4A | 2 |
| Frederick County | Relatively Low | 23 | 271 | Nov 4 | Winter weather (Relatively High) | 4A | 1 |
| Harford County | Relatively Low | 20 | 353 | Oct 30 | Winter weather (Relatively High) | 4A | 1 |
| Howard County | Relatively Low | 22 | 422 | Oct 31 | Winter weather (Relatively High) | 4A | 1 |
| Washington County | Relatively Low | 17 | 370 | Nov 4 | Drought (Relatively Moderate) | 4A | 1 |
| Worcester County | Relatively Low | 14 | 2,519 | Nov 2 | Coastal flooding (Relatively High) | 4A | 3 |
| Wicomico County | Relatively Low | 14 | 244 | Oct 30 | Hurricane (Relatively Moderate) | 4A | 3 |
| Somerset County | Relatively Low | 14 | 1,260 | Nov 11 | Coastal flooding (Relatively High) | 4A | 2 |
| Carroll County | Relatively Low | 19 | 138 | Oct 20 | Strong wind (Relatively High) | 4A | 1 |
| Cecil County | Relatively Low | 21 | 703 | Oct 30 | Drought (Relatively High) | 4A | 2 |
| Allegany County | Relatively Low | 17 | 377 | Oct 24 | Landslide (Relatively Moderate) | 5A | 2 |
| Dorchester County | Relatively Low | 20 | 1,142 | Nov 15 | Coastal flooding (Relatively High) | 4A | 3 |
| Caroline County | Relatively Low | 21 | 77 | Oct 30 | Drought (Relatively High) | 4A | 3 |
| Charles County | Relatively Low | 24 | 361 | Nov 8 | Heat wave (Relatively Moderate) | 4A | 2 |
| St. Mary's County | Very Low | 18 | 613 | Nov 14 | Hurricane (Relatively Moderate) | 4A | 2 |
| Talbot County | Very Low | 20 | 677 | Nov 20 | Drought (Relatively Moderate) | 4A | 3 |
| Queen Anne's County | Very Low | 18 | 1,073 | Nov 20 | Drought (Relatively High) | 4A | 3 |
| Calvert County | Very Low | 24 | 559 | Nov 15 | Hurricane (Relatively Moderate) | 4A | 1 |
| Kent County | Very Low | 21 | 341 | Oct 30 | Drought (Relatively High) | 4A | 3 |
| Garrett County | Very Low | 14 | 110 | Oct 11 | Winter weather (Relatively Moderate) | 5A | 2 |
Ratings are relative to other US counties, not probabilities. Counties without a link have too little public data for a full profile.
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